Saturday, November 17, 2007

If only!


excerpts from the play... "If only the dream had been true it would have been a motivating and energetic world. It is one thing to say that all that happens is for good and it is quite different to experience it. It does not die down so easily. Dreams shattered leads to a complete disillusionment… to re-shape the dreams is no mean task. When things are lost which you aspired for all your life, the world comes to an end. The base to build your life is lost and future looks bleak. You need complete disconnect which again leads to more pain."

Life o life… why are so as you are!

Wo.. ho… every time I open my gmail these days, I get a marriage invitation from one of my friend. I’m not exaggerating… even I’m surprised by the pace. Though I would like to attend all, it becomes impossible given the time pressure and cost involved. But good… I bless them all with whatever capability I have.

I want to make it big one day… big in what field in still not decided :). I’m sure with the company I’ve, it will not be a big wait. Hmmm…. If only I had more guts!

Wokay… enough confusing you my blog… stay cosy!

PS: My hand is better and i guess putting a brace was not a wise decision. Doctors got to be more intuitive than mechanical.

Tuesday, October 23, 2007

My first fracture

… or at least first one to be medically diagnosed. So congrats to me. I’ve successfully got a hairline fracture in the wrist bone.

So many people with whom I used to share “who-are-you; I-saw-you-yesterday-too” glances in the office suddenly became very sympathetic and caring. “Waise bhi India mein muft ke advices bahot milte hai” proclaims a mobile operators ad these days on TV – I agree. But the sad part is, I slipped off the tiny little stairs of this operator’s brother’s retail outlet. So these wealthy brothers are conspiring against me!! Or is it that they heard me vehemently opposing the over-use of their brand name on all retail outlet formats…

Anyways! I’ve my sufferings. Does it pain? Yes n No. There is degree at which it pains. Yesterday my friend was telling me that his cousin had a watch which used to automatically light up when he turned arm to see the time. This is the exact pose in which it pains to me! Wow! So was that discussion warning me of this incident! Quite a spooky world!

I can take medical leave. But my CL’s are anyways going to get wasted by the year end. Ummm… but I don’t need leave. It should heal up soon.

Do you remember people signing on your plastered hands when you had broken it taking that catch! I used to like it lots totally non-admiring of pain. So here is my opportunity. But looks like I’ve grown up. Though the main reason is that I didn’t get a white plaster; I’ve something called wrist brace on. The material is ball pen proof. It doesn’t write on it. Looks like the manufacturing company knew about my plans! Snif… Snif! Big conspiracy to make me suffer.

However I’m liking it. I now know what not having working left hand means in the morning. :)

wokay.. watch out after 21 days when my memorable days pass off. Probably!

Stay Cosy!

Monday, October 8, 2007

Trip to Jog

Jog falls is about 380 Kms from Bangalore and is the highest fall (~900ft) of India. Water from Sharavati river forms 4 huge water falls named Raja, Raani, Roarer and Rocket. See them in pic below: We took a karnataka state tourism tour bus to the falls. It was decent and comes at 1045 Rs. for whole trip.

This was probably my first bus tour in which i could really sleep. Seems i'm coming out of my bus0phobia? (Is there a better word?)

All in all, its a good compact trip that you can take with your family. You can drive down as well. We missed out on visiting Gokarna beach which is very close to Jog falls. Next time...

Thursday, September 13, 2007

Market dilemma

"There are two kinds of people who lose money: those who know nothing and those who know everything."

Well, why would the first one lose is anybody's guess; however our second breed loses cause of its overconfidence and over-interpretation of every market impacting development.

Market is funny. You bet! It falls down every time you invest? What bad did you do to the Laxmi? Why is that every t-d-h you know claims that he made fortunes on the D-street! Didn't you read that the person who has held Infosys shares since IPO is a crorepati. Well well well.. Welcome to the great Indian casino named Sensex.

I've been in the market since not so long time of about 4 years. As always, i made, i lost, i made, i lost and i made and I’m making... u know what. I started when i knew nothing. I burnt my fingers and then i learnt. I'm learning now as well. All that has changed is the no. of elements in my set named {Mistakes you can make in stock market investments}. I'll summaries some of my learning’s here which are obviously not writings on the stone wall:

Indian markets are highly manipulated by traders and insiders. ( So are other markets at different levels)
Q You as retail investors should never trade in derivatives market.
Q Never buy a stock on the tip of your dhoodhwala.
Q If you don’t understand it, stay out.

Well then what should you do? Sit on the fence and watch that dhoodhwala suddenly delivering on a bike from a cycle! No.. And a strong NO.

India is just beginning. We are blessed to live and grow in this phase of India. If you miss it now, you will never probably catch it in 5 years hence. Invest, Invest and Invest but beware. "Greed is good" claimed Al pacino in Wallstreet. We are in a phase when we are observing people prospering. Crowd has money and a strange feeling that they'll have it till eternity. What best describes an EMI of 30K on a salary of 50K! Well, their feeling is not too wrongly placed. We are feeling uncomformatable because this phase of growing India is a new phase. We have lived in the society that was evidently under served, had fewer ambitions and bought a bike in the entire earning life. But, lets realise that India has grown above that. Even India can prosper. Why do you doubt that everyone is doing well these days and standard of life is increasing? These things are norm of the day in developed nations! We are moving towards that. However still long way to go... but we are on the road. And only this time we have a marathon and not a 100mts 10 runner’s race. So join-in.

Coming back to what one should do for investing now. I'm assuming that reader is not a geek with stocks or a day trader. As a normal investor here are the top 3 golden rules:

- Don't try to time the market. You can not on a medium term.
- Don't come close to the markets if you don't want to stay invested and have patience.
- Invest through reputed mutual funds and in a fund running for atleast last 3-4 years. Dont pay heed to rosy NFOs unless they are significantly different from the existing funds.

I again urge that lets participate and make the whole system more strong with our conviction.

NetPick

The Stock Market simply illustrated ... is there a lesson here?

Once upon a time in a village, a man appeared and announced to the villagers that he would buy monkeys for Rs10. The villagers seeing that there were many monkeys around, went out to the forest and started catching them. The man bought thousands at Rs10 and as supply started to diminish, the villagers stopped their effort. He further announced that he would now
buy at Rs20. This renewed the efforts of the villagers and they started catching monkeys again. Soon the supply diminished even further and people started going back to their farms. The offer rate increased to Rs25 and the supply of monkeys became so little that it was an effort to even see a monkey let alone catch it. The man now announced that he would buy monkeys
at Rs50! However, since he had to go to the city on some business, his assistant would now buy on behalf of him.

In the absence of the man, the assistant told the villagers. Look at all these monkeys in the big cage that the man has collected. I will sell them to you at Rs35 and when the man returns from the city, you can sell it to him for Rs50." The villagers squeezed up with all their savings to buy the monkeys.

Then they never saw the man nor his assistant, only monkeys everywhere!! !!